Over the past 12 months, whales have accumulated 4.6 billion XRP as retail investors lose confidence and sell off their holdings. This stark contrast in strategies has shaped the current market dynamic for XRP.
Diverging Strategies: Whales Versus Retail Investors
As a result of the downward price movement of XRP from a level of $3.66 on the market back in July 2025, a continuous decline in its price has been recorded. This has made many retail investors fearful, and some of them have decided to sell their assets at low prices in order to exit. According to the latest reports published by Cheeky Crypto, while small XRP holders began dumping their coins during hard times, big holders (whales), on the contrary, have been buying XRP in large amounts.
Whales took advantage of the bearish trend in the market and started to buy huge quantities of XRP. They accumulated 4.6 billion XRP in total during the bear market. A whale is not a retail trader who buys a coin at its peak price and sells it at the dip out of fear.
Market Sentiment and the Future of XRP
Whale accumulation hasn’t led to any swift recovery in XRP’s price. According to Cheeky Crypto, whales appear to be betting on a long-term recovery for the token despite its poor performance. However, analysts warn that there is no quick price recovery based on whale buying alone.
XRP’s current low pricing helps large investors continue accumulating their positions. On the other hand, there are signs that retail investors are no longer selling XRP in large numbers. The general community is waiting to see whether whale accumulation will eventually trigger a trend reversal.
Source — Cheeky Crypto: https://www.youtube.com/watch?v=3H6nK9l3As0
